{"id":20,"date":"2017-10-25T02:00:00","date_gmt":"2017-10-25T14:00:00","guid":{"rendered":"http:\/\/www.hbiainsurance.com\/blog\/?p=20"},"modified":"2017-10-24T08:21:22","modified_gmt":"2017-10-24T14:21:22","slug":"three-reasons-you-should-have-homeowners-insurance","status":"publish","type":"post","link":"https:\/\/www.hbiainsurance.com\/blog\/three-reasons-you-should-have-homeowners-insurance\/","title":{"rendered":"Three Reasons You Should Have Homeowners Insurance"},"content":{"rendered":"<p><strong>Three Reasons You Should Have Homeowners Insurance by Hyman&nbsp;Brown&nbsp;Insurance Agency, Inc.<\/strong><\/p>\n<p>Owning a home likely makes it your highest-priced asset and your biggest investment ever. In order to protect your investment, that&rsquo;s vulnerable to a number of risks (think storms or floods and liability from injuries), it&rsquo;s important to have homeowners insurance to cover damages and liability should a disaster occur.&nbsp;Also, it&rsquo;s often required by mortgage lenders or those who are financing their home, according to the Insurance Information Institute.<\/p>\n<p>Here are some of the primary reasons you need homeowners insurance in Commerce, GA:<\/p>\n<ol>\n<li><strong>Insurance protects your home from hazards.<\/strong> Having homeowners insurance is a good idea for a number of threats that your house could be exposed to. From fire to water damage, your home is vulnerable to any number of weather hazards, and insurance protects your investment&nbsp;in case you are affected by wind damage, tornadoes, hurricanes, and so on.<\/li>\n<li><strong>It protects more than just your home. <\/strong>Homeowners insurance often overs your personal belongings, in case they are stolen or destroyed by a covered hazard. If these items are affected, you may be reimbursed for the cost of high-ticket items like furniture, electronics and more. This offers great peace of mind.<\/li>\n<li><strong>People are protected, too. <\/strong>If you or a guest accidentally become&nbsp;injured while on your property from something like slipping on a wet floor, your policy may help pay for the resulting medical bills. &nbsp;<\/li>\n<\/ol>\n<p>Another way you are protected is if you are found legally responsible for the injury. Liability coverage can help pay for any related repair costs or legal fees.<\/p>\n<p>If you need homeowners insurance in Georgia, call Hyman Brown Insurance Agency, Inc. located in Commerce, GA today for a quote.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Three Reasons You Should Have Homeowners Insurance by Hyman&nbsp;Brown&nbsp;Insurance Agency, Inc. Owning a home likely makes it your highest-priced asset and your biggest investment ever. In order to protect your investment, that&rsquo;s vulnerable to a number of risks (think storms or floods and liability from injuries), it&rsquo;s important to have homeowners insurance to cover damages [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[5,6],"class_list":["post-20","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-commerce-ga","tag-hyman-brown-insurance-agency-inc"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"agentinsure\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.hbiainsurance.com\/blog\/three-reasons-you-should-have-homeowners-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Hyman Brown Insurance Agency |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Three Reasons You Should Have Homeowners Insurance | Blog | Hyman Brown Insurance Agency\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.hbiainsurance.com\/blog\/three-reasons-you-should-have-homeowners-insurance\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2017-10-25T14:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2017-10-24T14:21:22+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Three Reasons You Should Have Homeowners Insurance | Blog | Hyman Brown Insurance Agency\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog\\\/three-reasons-you-should-have-homeowners-insurance\\\/#article\",\"name\":\"Three Reasons You Should Have Homeowners Insurance | Blog | Hyman Brown Insurance Agency\",\"headline\":\"Three Reasons You Should Have Homeowners Insurance\",\"author\":{\"@id\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog\\\/#organization\"},\"datePublished\":\"2017-10-25T02:00:00-06:00\",\"dateModified\":\"2017-10-24T08:21:22-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog\\\/three-reasons-you-should-have-homeowners-insurance\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog\\\/three-reasons-you-should-have-homeowners-insurance\\\/#webpage\"},\"articleSection\":\"Home Insurance, Commerce GA, Hyman Brown Insurance Agency Inc.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog\\\/three-reasons-you-should-have-homeowners-insurance\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog\\\/category\\\/home-insurance\\\/#listItem\",\"name\":\"Home Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog\\\/category\\\/home-insurance\\\/#listItem\",\"position\":2,\"name\":\"Home Insurance\",\"item\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog\\\/category\\\/home-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog\\\/three-reasons-you-should-have-homeowners-insurance\\\/#listItem\",\"name\":\"Three Reasons You Should Have Homeowners Insurance\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog\\\/three-reasons-you-should-have-homeowners-insurance\\\/#listItem\",\"position\":3,\"name\":\"Three Reasons You Should Have Homeowners Insurance\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog\\\/category\\\/home-insurance\\\/#listItem\",\"name\":\"Home Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog\\\/#organization\",\"name\":\"Blog | Hyman Brown Insurance Agency\",\"url\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"agentinsure\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog\\\/three-reasons-you-should-have-homeowners-insurance\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"agentinsure\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog\\\/three-reasons-you-should-have-homeowners-insurance\\\/#webpage\",\"url\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog\\\/three-reasons-you-should-have-homeowners-insurance\\\/\",\"name\":\"Three Reasons You Should Have Homeowners Insurance | Blog | Hyman Brown Insurance Agency\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog\\\/three-reasons-you-should-have-homeowners-insurance\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2017-10-25T02:00:00-06:00\",\"dateModified\":\"2017-10-24T08:21:22-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog\\\/\",\"name\":\"Blog | Hyman Brown Insurance Agency\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.hbiainsurance.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Three Reasons You Should Have Homeowners Insurance | Blog | Hyman Brown Insurance Agency","description":"","canonical_url":"https:\/\/www.hbiainsurance.com\/blog\/three-reasons-you-should-have-homeowners-insurance\/","robots":"max-snippet:-1, max-image-preview:large, max-video-preview:-1","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.hbiainsurance.com\/blog\/three-reasons-you-should-have-homeowners-insurance\/#article","name":"Three Reasons You Should Have Homeowners Insurance | Blog | Hyman Brown Insurance Agency","headline":"Three Reasons You Should Have Homeowners Insurance","author":{"@id":"https:\/\/www.hbiainsurance.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.hbiainsurance.com\/blog\/#organization"},"datePublished":"2017-10-25T02:00:00-06:00","dateModified":"2017-10-24T08:21:22-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.hbiainsurance.com\/blog\/three-reasons-you-should-have-homeowners-insurance\/#webpage"},"isPartOf":{"@id":"https:\/\/www.hbiainsurance.com\/blog\/three-reasons-you-should-have-homeowners-insurance\/#webpage"},"articleSection":"Home Insurance, Commerce GA, Hyman Brown Insurance Agency Inc."},{"@type":"BreadcrumbList","@id":"https:\/\/www.hbiainsurance.com\/blog\/three-reasons-you-should-have-homeowners-insurance\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.hbiainsurance.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.hbiainsurance.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.hbiainsurance.com\/blog\/category\/home-insurance\/#listItem","name":"Home Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.hbiainsurance.com\/blog\/category\/home-insurance\/#listItem","position":2,"name":"Home Insurance","item":"https:\/\/www.hbiainsurance.com\/blog\/category\/home-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.hbiainsurance.com\/blog\/three-reasons-you-should-have-homeowners-insurance\/#listItem","name":"Three Reasons You Should Have Homeowners Insurance"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.hbiainsurance.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.hbiainsurance.com\/blog\/three-reasons-you-should-have-homeowners-insurance\/#listItem","position":3,"name":"Three Reasons You Should Have Homeowners Insurance","previousItem":{"@type":"ListItem","@id":"https:\/\/www.hbiainsurance.com\/blog\/category\/home-insurance\/#listItem","name":"Home Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.hbiainsurance.com\/blog\/#organization","name":"Blog | Hyman Brown Insurance Agency","url":"https:\/\/www.hbiainsurance.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.hbiainsurance.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.hbiainsurance.com\/blog\/author\/agentinsure\/","name":"agentinsure","image":{"@type":"ImageObject","@id":"https:\/\/www.hbiainsurance.com\/blog\/three-reasons-you-should-have-homeowners-insurance\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"agentinsure"}},{"@type":"WebPage","@id":"https:\/\/www.hbiainsurance.com\/blog\/three-reasons-you-should-have-homeowners-insurance\/#webpage","url":"https:\/\/www.hbiainsurance.com\/blog\/three-reasons-you-should-have-homeowners-insurance\/","name":"Three Reasons You Should Have Homeowners Insurance | Blog | Hyman Brown Insurance Agency","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.hbiainsurance.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.hbiainsurance.com\/blog\/three-reasons-you-should-have-homeowners-insurance\/#breadcrumblist"},"author":{"@id":"https:\/\/www.hbiainsurance.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.hbiainsurance.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2017-10-25T02:00:00-06:00","dateModified":"2017-10-24T08:21:22-06:00"},{"@type":"WebSite","@id":"https:\/\/www.hbiainsurance.com\/blog\/#website","url":"https:\/\/www.hbiainsurance.com\/blog\/","name":"Blog | Hyman Brown Insurance Agency","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.hbiainsurance.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Hyman Brown Insurance Agency |","og:type":"article","og:title":"Three Reasons You Should Have Homeowners Insurance | Blog | Hyman Brown Insurance Agency","og:url":"https:\/\/www.hbiainsurance.com\/blog\/three-reasons-you-should-have-homeowners-insurance\/","article:published_time":"2017-10-25T14:00:00+00:00","article:modified_time":"2017-10-24T14:21:22+00:00","twitter:card":"summary","twitter:title":"Three Reasons You Should Have Homeowners Insurance | Blog | Hyman Brown Insurance Agency"},"aioseo_meta_data":{"post_id":"20","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[],"defaultGraph":"","defaultPostTypeGraph":""},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2020-12-21 13:13:49","updated":"2025-06-04 11:05:27","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.hbiainsurance.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.hbiainsurance.com\/blog\/category\/home-insurance\/\" title=\"Home Insurance\">Home Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tThree Reasons You Should Have Homeowners Insurance\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.hbiainsurance.com\/blog"},{"label":"Home Insurance","link":"https:\/\/www.hbiainsurance.com\/blog\/category\/home-insurance\/"},{"label":"Three Reasons You Should Have Homeowners Insurance","link":"https:\/\/www.hbiainsurance.com\/blog\/three-reasons-you-should-have-homeowners-insurance\/"}],"_links":{"self":[{"href":"https:\/\/www.hbiainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/20","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hbiainsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hbiainsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hbiainsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hbiainsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=20"}],"version-history":[{"count":1,"href":"https:\/\/www.hbiainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/20\/revisions"}],"predecessor-version":[{"id":21,"href":"https:\/\/www.hbiainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/20\/revisions\/21"}],"wp:attachment":[{"href":"https:\/\/www.hbiainsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=20"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hbiainsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=20"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hbiainsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=20"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}