{"id":20,"date":"2017-10-25T02:00:00","date_gmt":"2017-10-25T14:00:00","guid":{"rendered":"http:\/\/www.hbiainsurance.com\/blog\/?p=20"},"modified":"2017-10-24T08:21:22","modified_gmt":"2017-10-24T14:21:22","slug":"three-reasons-you-should-have-homeowners-insurance","status":"publish","type":"post","link":"https:\/\/www.hbiainsurance.com\/blog\/three-reasons-you-should-have-homeowners-insurance\/","title":{"rendered":"Three Reasons You Should Have Homeowners Insurance"},"content":{"rendered":"<p><strong>Three Reasons You Should Have Homeowners Insurance by Hyman&nbsp;Brown&nbsp;Insurance Agency, Inc.<\/strong><\/p>\n<p>Owning a home likely makes it your highest-priced asset and your biggest investment ever. In order to protect your investment, that&rsquo;s vulnerable to a number of risks (think storms or floods and liability from injuries), it&rsquo;s important to have homeowners insurance to cover damages and liability should a disaster occur.&nbsp;Also, it&rsquo;s often required by mortgage lenders or those who are financing their home, according to the Insurance Information Institute.<\/p>\n<p>Here are some of the primary reasons you need homeowners insurance in Commerce, GA:<\/p>\n<ol>\n<li><strong>Insurance protects your home from hazards.<\/strong> Having homeowners insurance is a good idea for a number of threats that your house could be exposed to. From fire to water damage, your home is vulnerable to any number of weather hazards, and insurance protects your investment&nbsp;in case you are affected by wind damage, tornadoes, hurricanes, and so on.<\/li>\n<li><strong>It protects more than just your home. <\/strong>Homeowners insurance often overs your personal belongings, in case they are stolen or destroyed by a covered hazard. If these items are affected, you may be reimbursed for the cost of high-ticket items like furniture, electronics and more. This offers great peace of mind.<\/li>\n<li><strong>People are protected, too. <\/strong>If you or a guest accidentally become&nbsp;injured while on your property from something like slipping on a wet floor, your policy may help pay for the resulting medical bills. &nbsp;<\/li>\n<\/ol>\n<p>Another way you are protected is if you are found legally responsible for the injury. Liability coverage can help pay for any related repair costs or legal fees.<\/p>\n<p>If you need homeowners insurance in Georgia, call Hyman Brown Insurance Agency, Inc. located in Commerce, GA today for a quote.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Three Reasons You Should Have Homeowners Insurance by Hyman&nbsp;Brown&nbsp;Insurance Agency, Inc. Owning a home likely makes it your highest-priced asset and your biggest investment ever. In order to protect your investment, that&rsquo;s vulnerable to a number of risks (think storms or floods and liability from injuries), it&rsquo;s important to have homeowners insurance to cover damages [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[5,6],"class_list":["post-20","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-commerce-ga","tag-hyman-brown-insurance-agency-inc"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.hbiainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/20","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hbiainsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hbiainsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hbiainsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hbiainsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=20"}],"version-history":[{"count":1,"href":"https:\/\/www.hbiainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/20\/revisions"}],"predecessor-version":[{"id":21,"href":"https:\/\/www.hbiainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/20\/revisions\/21"}],"wp:attachment":[{"href":"https:\/\/www.hbiainsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=20"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hbiainsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=20"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hbiainsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=20"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}