{"id":54,"date":"2019-03-11T02:00:00","date_gmt":"2019-03-11T14:00:00","guid":{"rendered":"https:\/\/www.hbiainsurance.com\/blog\/?p=54"},"modified":"2019-02-25T13:14:33","modified_gmt":"2019-02-25T19:14:33","slug":"who-will-require-commercial-insurance","status":"publish","type":"post","link":"https:\/\/www.hbiainsurance.com\/blog\/who-will-require-commercial-insurance\/","title":{"rendered":"Who will require commercial insurance?"},"content":{"rendered":"<p>Business owners have many different important decisions that need to be made. One important decision that you will need to make comes when you are shopping for a&nbsp;commercial insurance policy. While some owners may try to avoid paying for&nbsp;commercial insurance to save money, maintaining this coverage is often a requirement.&nbsp;If you do have your own business, there are a variety of organizations that will require you to have&nbsp;commercial insurance at all times.&nbsp;<\/p>\n<p><strong>State<\/strong><\/p>\n<p>One organization that will require business owners in Commerce, GA to carry&nbsp;commercial insurance is the state. Similar to other states, Georgia will require you to carry workers compensation insurance to protect your staff. When you have this type of coverage, your employees will receive coverage if they are hurt while they are working for your business.<\/p>\n<p><strong>Lender Requirements<\/strong><\/p>\n<p>When you have&nbsp;commercial insurance, you will also be satisfying requirements set forth by your lender. If you have taken out a loan to finance part of your business, the lender will require that you carry&nbsp;commercial insurance at all times. Lenders require&nbsp;commercial insurance as it helps to ensure you are able to remain solvent if you are sued and it will protect their collateral.<\/p>\n<p><strong>Customers<\/strong><\/p>\n<p>Today, depending on the services you provide, your customers could require that you have&nbsp;commercial insurance before they accept your bid. This gives customers comfort that you will have insurance backing in the event you make a mistake and cause a financial loss when performing services.&nbsp;<\/p>\n<p>When you are shopping for insurance for your business, you should contact&nbsp;Hyman Brown Insurance Agency Inc. to learn more about your needs and options. The&nbsp;Hyman Brown Insurance Agency Inc. has helped many Commerce, GA businesses get into insurance policies that work right for them.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Business owners have many different important decisions that need to be made. One important decision that you will need to make comes when you are shopping for a&nbsp;commercial insurance policy. While some owners may try to avoid paying for&nbsp;commercial insurance to save money, maintaining this coverage is often a requirement.&nbsp;If you do have your own [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,6],"class_list":["post-54","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-commerce-ga","tag-hyman-brown-insurance-agency-inc"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"agentinsure\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.hbiainsurance.com\/blog\/who-will-require-commercial-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Hyman Brown Insurance Agency |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Who will require commercial insurance? 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