When you’re young and just starting to build your life, umbrella insurance probably isn’t the first thing on your mind. Most people in their 20s or 30s are more focused on things like paying off debt, saving for a home, or advancing their careers. But here at Hyman Brown Insurance Agency Inc. in Commerce, GA, we believe that umbrella insurance is actually one of the smartest moves a young adult can make.
It’s Not Just for the Wealthy
A common misconception is that umbrella insurance is only for the super-rich. In reality, it’s for anyone who wants extra financial protection. If you own a car, rent or own a home, or live an active lifestyle, you could be at risk for a lawsuit. Umbrella insurance steps in when your other policies, such as auto or renters insurance, reach their limits. It gives you an added layer of security.
Accidents Happen—Even to the Careful
Life is unpredictable. You could be involved in a car accident that results in serious injuries, or someone could get hurt at your apartment during a get-together. If the damages exceed your standard insurance limits, you could be held personally responsible. That’s where umbrella insurance can be a lifesaver, saving your financial future from being wiped out.
It’s Affordable Peace of Mind
One of the best parts? Umbrella insurance is surprisingly affordable. For a modest annual premium, you can get coverage that protects you against major claims and lawsuits. It’s a small price to pay for peace of mind.
Want to Learn More?
If you’re curious about how umbrella insurance could fit into your life, Hyman Brown Insurance Agency Inc. in Commerce, GA is here to help. Give us a call today and let’s talk about how to protect your future—starting now.