In addition to protecting your Commerce, GA home, home insurance from Hyman Brown Insurance Agency Inc. protects your belongings against theft or loss due to a major disaster. A home inventory can help you keep track of your personal goods to facilitate making a claim and getting reimbursed for your loss. By making a home inventory as soon as possible after moving into your new home, you can protect your assets against any eventuality. Here’s why you need a home inventory.
To Get Adequate Insurance Coverage
A home inventory is a list of all your personal possessions to include clothing, jewelry, electronics, furniture, artwork, appliances, etc. This record makes it easier for you to choose the personal property coverage you need to fully protect your goods. You don’t want to be caught lacking in coverage for expensive items that are stolen or lost in a major catastrophe. You also don’t want to pay for extra coverage that you don’t really need.
To Get Reimbursed for Your Loss
If your goods are stolen or lost in a disaster, your home inventory can be used as proof of ownership when it comes to making a claim so you can get properly reimbursed for your loss.
A comprehensive home inventory will include a list of your goods, a short description of each to include brand names, serial numbers, and receipts as well as photos or videos of large-ticket items to verify their value. This information will help expedite your claim. You should store a copy of your inventory outside your home so it’s not destroyed in the event of a fire or another catastrophe.
To learn more about home inventories or to obtain the right home insurance coverage for your Commerce GA abode, contact Hyman Brown Insurance Agency Inc. in Commerce, GA today.