Gig work is quite popular in the modern world, but it may be confusing to those who are new to this type of work. You aren’t an employee; you aren’t technically running your own business, but you are engaged in business activities, however minor they may seem to be. This can leave lots of questions unanswered. For example, is your personal auto insurance policy enough for gig work like delivering groceries or driving people around? Here’s what you need to consider, and how you can rely on us here at Hyman Brown Insurance Agency Inc. in Commerce, GA, to support all of your auto insurance needs. 

Will Personal Auto Insurance Be Enough for Gig Work? 

While gig work can be very infrequent and not quite the same as starting your own rideshare company or delivery service, it’s still a commercial activity, often making you an independent contractor rather than an employee. Whenever you’re engaged in any type of business activity using your car, your personal auto insurance policy is no longer sufficient to cover you. Your claim will be denied if your car is damaged in an accident, and you can get in quite a bit of trouble for trying to cover up any business activities. If your gig company does offer insurance, you can cover any gaps with add-on coverage that will protect you while you’re waiting for work. If the company you freelance for offers no coverage, you’ll need a commercial auto insurance policy for your business activities. 

Drive Confidently With Hyman Brown Insurance Agency Inc. 

Here at Hyman Brown Insurance Agency Inc. in Commerce, GA, we make it easy to find the right auto insurance policy, regardless of whether you need commercial auto insurance or personal auto insurance. Getting started with us is as easy as giving us a bit of personal information and comparing quotes now!