Three Reasons You Should Have Homeowners Insurance by Hyman Brown Insurance Agency, Inc.
Owning a home likely makes it your highest-priced asset and your biggest investment ever. In order to protect your investment, that’s vulnerable to a number of risks (think storms or floods and liability from injuries), it’s important to have homeowners insurance to cover damages and liability should a disaster occur. Also, it’s often required by mortgage lenders or those who are financing their home, according to the Insurance Information Institute.
Here are some of the primary reasons you need homeowners insurance in Commerce, GA:
- Insurance protects your home from hazards. Having homeowners insurance is a good idea for a number of threats that your house could be exposed to. From fire to water damage, your home is vulnerable to any number of weather hazards, and insurance protects your investment in case you are affected by wind damage, tornadoes, hurricanes, and so on.
- It protects more than just your home. Homeowners insurance often overs your personal belongings, in case they are stolen or destroyed by a covered hazard. If these items are affected, you may be reimbursed for the cost of high-ticket items like furniture, electronics and more. This offers great peace of mind.
- People are protected, too. If you or a guest accidentally become injured while on your property from something like slipping on a wet floor, your policy may help pay for the resulting medical bills.
Another way you are protected is if you are found legally responsible for the injury. Liability coverage can help pay for any related repair costs or legal fees.
If you need homeowners insurance in Georgia, call Hyman Brown Insurance Agency, Inc. located in Commerce, GA today for a quote.