When you buy a home, it represents your dreams for your future. Most homeowners know they can protect their investment in their home by purchasing home insurance. If your home is near Commerce, GA, our team at Hyman Brown Insurance Agency, Inc. can help you choose your home insurance policy.
Is it Time To Make Changes to Your Home Insurance?
Even if you choose a perfect home insurance policy when you first purchase your home, changes in your life will make it necessary for you to change your home insurance policy. Major changes in your home should result in modifications to your policy. Even if you don’t make any changes to your home, the market value of your home will inevitably change, so you may want to adjust your home insurance policy to reflect that changed market value.
Most homeowners do decide to make adjustments, like a deck or a screened-in porch, and that change will alter the amount you will need if your home is destroyed by a weather event, fire, or vandalism. According to Ramsey Solutions, you should make changes to your home insurance whenever the market value of your home is increased – or whenever the cost of building materials is increased. If you decide to amend your insurance policy, be sure there is no gap in coverage.
Call Us Today for Your Appointment
Georgia doesn’t mandate home insurance, but most mortgage lenders require it. Our team at Hyman Brown Insurance Agency, Inc. can help you select the right policy for your needs. Clients in the Commerce GA area have placed their trust in us for years. Call us for an appointment today and let us help you rest easily with your insurance coverage.